Ditch OTPs. Deploy device-bound passkeys.

Ideem gives banks and payment platforms silent, phishing-resistant authentication. No app downloads, no redirects, no stored credentials.

Recovering 15% of transactions lost to redirect drop-off for payment platforms today.

Sign in securely

One step. No codes. No waiting.

Email
user@email.com
Continue with Passkey

Protected by Passkeys+

• 82% faster login speed
• 93% higher sign-in success

Authentication built for consumers doesn’t work for banks, payments, or regulated systems.

Passwords create risk. OTPs create friction. Standard passkeys lack device control. App redirects kill conversions. The industry has been accepting this as inevitable.

• ⚠ OTP friction: SMS codes delay payments and cost money per message
• ⚠ App redirect drop-off: 15% of A2A transactions abandoned
• ⚠ Stored credential fraud: 2.7x higher ATO risk
• ⚠ No device control: Standard passkeys sync to untrusted devices

User
⚠ Phishing risk
Password
⚠ Phishing risk
OTP Code
⚠ SMS delay
Login
⚠ 15% abandoned

"Ideem gave us exactly what we needed — device-level trust for every transaction, without adding friction for our users. Integration was fast, and the security improvement was immediate"

Lyn Kok, Founder & CEO, Mula-X

A2A Payments That Feel Magical.

Non-card payments have never had a persistent trust layer. Bridging changes that. The first time a customer pays, Ideem silently connects the merchant app and bank app in 2–3 seconds using ZSM device binding. Every payment after: half a second. No redirect. No OTP. No app switch.

0% recovered Redirect drop-off eliminated
0% recovered OTP abandonment eliminated
0x fraud risk eliminated Stored credential fraud gone

Consumer selects Pay by Bank

→

Ideem Bridges Apps

→

FIDO enrolled

→

Payment complete. No redirect.

From Friction to Flow

See how device-bound passkeys transform every authentication pain point

• LEGACY AUTHENTICATION

  • OTP friction: Users wait for SMS codes, increasing drop-off and frustration
  • Phishing risk: Passwords and OTPs are easily intercepted by attackers
  • Compliance challenges: Legacy MFA often fails PSD2/SCA requirements
  • Password resets: Support costs skyrocket from forgotten credentials
  • App redirect: Checkout interrupted, 15% never return

• DEVICE-BOUND PASSKEYS

  • Instant authentication: One-touch passkey authentication in under 2 seconds
  • Phishing resistant: Cryptographic device binding makes interception impossible
  • Built for compliance: Built-in SCA under PSD2 with full audit trails
  • No passwords: Zero password resets — ever. Passkeys just work.
  • No redirect: Stays in-app, every transaction

Built for Every Authentication Moment

• A2A / Pay by Bank: Powered by Bridging. Eliminate redirect drop-off. Make non-card payments feel like Apple Pay.
• One-Click Checkout: Powered by Bridging + Passkeys+. Silent authentication inside any merchant checkout.
• Frictionless 3DS: Powered by Passkeys+. Meet SCA requirements without friction.
• OTP Replacement: Powered by Passkeys+. Drop-in SMS OTP replacement.
• FIPS 140-3 Certified

How device-bound passkeys work

Three steps to cryptographic authentication

1. User creates a passkey: The user registers a passkey on their device using biometric authentication — simple and instant.
2. Ideem binds the credential to the trusted device: The ZSM cryptographically binds the passkey to the specific device, preventing credential migration.
3. Every login produces cryptographic proof: Each authentication generates verifiable proof that both the user and their device are trusted.

Ideem ZSM & Passkeys+ Demo - YouTube

Works with your identity stack

Integrate in minutes, not months. SDKs and APIs for every platform.

• Mobile SDKs: iOS · Android · React Native · Flutter
  Native SDKs with full biometric support and device binding built in. Integrates in days, not months.
• Web & APIs: JavaScript · TypeScript · React · REST
  Drop-in web components and REST APIs for seamless browser and web app integration.
• Backend Integration: Simple. Secure. Server-side.
  Lightweight server-side integration with flexible authentication options built for enterprise security requirements.

Powered by the Zero-Trust Secure Module (ZSM)

The ZSM is Ideem’s FIPS 140-3 certified MPC module that enables cryptographic device binding, secure authentication, and full auditability for regulated systems.